Professional & Cyber Liability

Mistakes happen—even to the most experienced professionals. And in today’s digital world, a single data breach can cost thousands. Professional & cyber liability insurance helps protect your business from lawsuits, financial losses, and reputational damage caused by errors, negligence, or cyber incidents. At Allwood Forlenza, we work with businesses across New Jersey to build smart, custom coverage plans that reduce risk and increase peace of mind.

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Why Your Business Needs This Coverage

Clients depend on your expertise, and cybercriminals target businesses of all sizes. One misstep, missed deadline, or compromised system can quickly lead to lawsuits or lost data. Professional liability (also known as errors and omissions or E&O insurance) and cyber liability insurance provide critical protection for your business’s finances, client relationships, and reputation.

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What’s Covered?

Professional Liability (E&O)

  • Alleged negligence or failure to deliver services
  • Client dissatisfaction and breach of contract claims
  • Defense costs—even if you’re not at fault
  • Mistakes, omissions, or missed deadlines

Cyber Liability

  • Data breaches and ransomware attacks
  • Legal fees and fines related to information exposure
  • Notification and credit monitoring services for affected clients
  • Business interruption and recovery costs
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