Professional & Cyber Liability
Mistakes happen—even to the most experienced professionals. And in today’s digital world, a single data breach can cost thousands.
Professional & cyber liability insurance helps protect your business from lawsuits, financial losses, and reputational damage caused by errors, negligence, or cyber incidents. At Allwood Forlenza, we work with businesses across New Jersey to build smart, custom coverage plans that reduce risk and increase peace of mind.
Why Your Business Needs This Coverage
Clients depend on your expertise, and cybercriminals target businesses of all sizes. One misstep, missed deadline, or compromised system can quickly lead to lawsuits or lost data.
Professional liability (also known as errors and omissions or E&O insurance) and
cyber liability insurance provide critical protection for your business’s finances, client relationships, and reputation.
What’s Covered?
Professional Liability (E&O)
- Alleged negligence or failure to deliver services
- Client dissatisfaction and breach of contract claims
- Defense costs—even if you’re not at fault
- Mistakes, omissions, or missed deadlines
Cyber Liability
- Data breaches and ransomware attacks
- Legal fees and fines related to information exposure
- Notification and credit monitoring services for affected clients
- Business interruption and recovery costs
Is This Coverage Right for You?
List of Services
-
Consultants & Professional AdvisorsList Item 1
When clients count on your advice, one oversight could lead to big claims—professional liability coverage helps protect your reputation and your bottom line.
-
Healthcare & Wellness ProvidersList Item 2
In high-trust professions, even small errors can carry major consequences—this coverage protects both your practice and your patients’ sensitive data.
-
Technology & IT FirmsList Item 3
If you build, manage, or maintain digital systems, one bug or breach could open the door to lawsuits—cyber and E&O insurance helps close it.
-
Accountants, Lawyers, and Financial Pros
You handle people’s most important decisions—this policy helps protect your firm against costly claims of errors, omissions, or poor outcomes.
