Homeowners Insurance

Your home is more than just a place to live—it’s where memories are made and where you should feel safe. Homeowners insurance provides financial protection against unexpected events like fire, theft, storm damage, and liability claims. At Allwood Forlenza Insurance Agency, we help homeowners secure the right coverage at the best possible rates so you can protect what matters most.

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Comprehensive Protection for Your Biggest Investment

From structural damage to personal liability, homeowners insurance is designed to protect you from financial loss due to unforeseen circumstances. Whether you own a house, condo, or rental property, having the right policy in place ensures peace of mind and financial security. Our team works with top-rated insurance carriers to find a policy that fits your home, budget, and coverage needs.

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What Does Homeowners Insurance Cover?

  • Dwelling Protection – Covers damage to your home from fire, windstorms, hail, and other covered disasters.
  • Personal Property Coverage – Helps replace belongings like furniture, electronics, and valuables in case of theft, fire, or other covered losses.
  • Liability Protection – Shields you from lawsuits if someone is injured on your property or if you accidentally cause damage to someone else’s property.
  • Additional Living Expenses (ALE) – Pays for temporary housing if your home becomes uninhabitable due to a covered event.
  • Flood & Earthquake Add-ons – Optional coverage for natural disasters not typically included in standard policies.