Commerciall Auto Insurance
Whether you operate one service van or an entire fleet, your business vehicles are essential to your daily operations.
Commercial auto insurance protects those vehicles—and your business—from the financial risks of accidents, property damage, and liability claims. At Allwood Forlenza Insurance Agency, we help New Jersey businesses find tailored, affordable policies that meet state requirements and go beyond the basics.
What Does Commercial Auto Insurance Cover?
Commercial auto insurance is designed to cover
business-owned or used vehicles in the event of an accident, theft, or other covered event. Unlike personal auto policies, commercial coverage includes
higher liability limits, specialized protection, and more flexibility for business use.
Policy Features and Optional Coverages
- Liability Coverage – Protects your business if a driver causes bodily injury or property damage.
- Collision Coverage – Covers vehicle damage caused by accidents, regardless of fault.
- Comprehensive Coverage – Protects against theft, fire, vandalism, and weather-related damage.
- Uninsured/Underinsured Motorist – Covers you if the at-fault driver has little or no insurance.
- Hired & Non-Owned Auto Coverage – Protects your business when employees use personal or rental vehicles for work.
- Medical Payments –
Covers medical expenses for the driver and passengers after an accident.
Who Needs Commercial Auto Insurance?
List of Services
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Delivery & Courier ServicesList Item 1
Whether you're moving goods across town or across the state, commercial auto insurance keeps your delivery vehicles protected from accidents, delays, and costly damage.
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Contractors & Service ProvidersList Item 2
From job site to job site, your trucks, vans, and equipment deserve coverage that works as hard as you do.
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Food Trucks & Mobile VendorsList Item 3
You bring your business to your customers—make sure you're covered every mile of the way, including kitchen gear and inventory.
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Small Businesses with Company Vehicles
If you or your employees use a vehicle for business, even occasionally, commercial auto insurance helps shield your business from unexpected risks on the road.
