General Liability Insurance
No matter how careful you are, accidents can happen. General liability insurance helps protect your business from financial losses caused by third-party claims, including property damage, bodily injury, and legal costs. At Allwood Forlenza Insurance Agency, we work with top-rated carriers to provide tailored coverage that fits your industry and business needs—so you can focus on growing your company with confidence.
Why General Liability Insurance is Essential for Your Business
A single lawsuit can be financially devastating to a business. Whether a customer slips and falls in your store, a client claims damages due to a product defect, or your business operations accidentally cause property damage, general liability insurance covers legal expenses, settlements, and medical costs. With the right policy, you can safeguard your business assets while maintaining trust with customers and partners.
What Does General Liability Insurance Cover?
- Bodily Injury – Covers medical expenses and legal fees if someone is injured on your business property.
- Property Damage – Protects against damages caused by your business operations to third-party property.
- Personal & Advertising Injury – Covers legal claims for slander, libel, copyright infringement, or false advertising.
- Legal Costs & Settlements – Helps cover court fees, attorney costs, and settlements related to liability claims.
- Product Liability – Protects businesses from claims related to product defects or harm caused by sold goods.
Is General Liability Insurance Right for Your Business?
List of Services
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Small Businesses & StartupsList Item 1
Essential protection for brick-and-mortar stores, home-based businesses, and service providers.
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Contractors & TradespeopleList Item 2
Covers property damage or injuries that may occur while working on-site or at a client’s location.
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Retail & E-CommerceList Item 3
Shields businesses from product liability claims, customer injuries, and potential advertising disputes.
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Consultants & Professional Services
Protects against claims of negligence, client disputes, and business-related liabilities.