Personal Umbrella Insurance in Fairfield and Clifton, NJ

One of the most overlooked policies, but probably one of the most important, is personal umbrella insurance. At Allwood Forlenza Insurance Agency, we have been providing comprehensive coverage that protects and keeps assets secure when it is needed most in Woodland Park, Clifton, and surrounding areas throughout New Jersey.

Understanding Your Personal Umbrella Insurance Coverage

Have you thought about what would happen if you caused an accident but your auto insurance deductible wasn’t enough to cover the damages? What if harsh weather damages your home beyond what your policy will cover? A personal umbrella plan is set up to insure your assets when the damages you are being held liable for exceed the liability limits that are on your primary policies.

Our personal umbrella insurance can be applied to incidents such as:

Car Accidents
Accidental injuries on your property
Accidents involving your boat, ATV, or other recreational vehicle
Golf Course Injuries
Defense fees and other legal costs
Personal Injury Coverage for claims of libel, slander, and more

What you can expect from us

Our agents take the time to ask the right questions, to understand your insurance needs and create a plan that is tailored just for you. Each year when it is time for a review, we assess your current situation to make sure there are gaps in coverage.