Commercial Auto Insurance in Fairfield and Clifton, NJ

Protecting Businesses in Woodland Park and throughout Northern New Jersey against Risk

Cars, trucks, vans, and other vehicles that are used for business purposes are subject to risks.  Collisions, slick roadways, and theft are all risks that vehicles that are used for business face, and these and other risks require protection.  Insurance provides necessary protection and at Allwood Forlenza Insurance Agency we have a complete commercial auto insurance program.   Our program mitigates every risk and is flexible.  Whether you’re an electrician, a plumber, a general contractor, or other, we can provide you with the commercial auto insurance that you need.

We have access to many markets and we’ve written commercial auto insurance for a long time, so we’ll give you not only the best possible insurance but also the finest experiences.  

Commercial Auto Insurance Coverage Details

Business owners policies (BOPs) do not provide coverage for vehicles, so you’ll need a separate policy.  Most states require you to have liability insurance for bodily injury and property damages and they require you to have uninsured/underinsured motorists coverage and/or medical coverage, which is often known as personal injury protection (PIP).  New Jersey requires you to at least have liability insurance. 

The vehicles that you insure are scheduled separately and are each matched with coverages.  Bailee Coverage is available if you need it.  We’ll help you find the right coverages for each vehicle that you use for business.  We’ll also help you find a solution that fits.

The coverages from which you can choose include:

·         Bodily Injury Liability

·         Medical Payments

·         Personal Injury Protection (PIP) Coverage

·         Comprehensive Coverage

·         Collision Coverage

·         GAP Coverage

·         Uninsured and Underinsured Motorist Coverage

You may be able to save money and time as a client of ours if you take advantage of benefits and discounts for which you may be eligible.  Contact an agent to find out about these benefits and discounts.

Dedicated, experienced Agents keeping you secure

We perform on-site assessments and we schedule in-person appointments.  Through our in-person appointments we assess your needs and we also assess any insurance that you have in place.  We help you identify the right coverages and we then help you create the best possible solution.  Once the solution that we help you create is in place, we keep a close eye on it.  This ensures that there are no gaps in your coverage and that the rates that you pay are always competitive.

We have in-house claims support and we intervene in claims if necessary.  If we do intervene, we work with insurance companies in order to get you what you deserve.

Contact us or give us a call today.  You can start on a policy by requesting a quote.

Addtional Commercial Auto Insurance Information:

·         Commercial Auto Insurance Information and Resources (The Insurance Information Institute (III))

·         Commercial Auto Insurance Facts and Resources (DMV)

·         Commercial Auto Insurance Details and Resources (Facts on Insurance)

At Allwood Forlenza Insurance Agency we’re proud to provide commercial auto insurance in Woodland Park, Clifton, Fairfield, Wayne, Little Falls, and Parsippany, NJ.  We also serve other areas in the state and we serve all other states.