Commercial Property Insurance in Fairfield and Clifton, NJ

Protecting Businesses in Woodland Park and throughout Northern New Jersey against Risk

From fires that are caused by carless individuals to high winds that result from inclement weather, the risks that you face as a business owner are many.  The risks that you face can damage the property that you use for commercial purposes, and for this reason you need protection.  Insurance provides necessary protection, and at Allwood Forlenza Insurance Agency we have a complete commercial property insurance program.  We can cover your property in any way necessary through our program, which is flexible.

We have access to many markets and we’re local, so we’ll not only provide you with the best possible insurance but we’ll also know and understand your needs.  Knowing and understanding your needs will enable us to ensure that your experiences are great.

Commercial Property Insurance Coverage Details

Commercial property insurance can be a part of a standalone policy or it can be a part of a business owners policy (BOP).  Regardless of whether or not one option is better for you than another, we'll help you find the right option.  There are three types of commercial property insurance, which are basic form, broad form and special form.  We'll help you select the type that's right for you.

There are parameters that require one to have property coverage.  These parameters come from mortgage companies, banks, and landlords.  If you’re required to carry property coverage, we'll make sure that you have it.  Commercial property insurance sometimes protects against more than property damage; it protects against business interruption and/or continuation.  If you need protection for business interruption and/or continuation, we’ll make sure that it’s part of your policy.

The coverages from which you can choose include but are not limited to:

•   Your building

•   All interior items (desks, furniture, etc.)

•   Any outdoor signs on your property

•   On-site equipment

•   Your inventory

As a client of ours you may be able to save money and time if you take advantage of benefits and discounts for which you may be eligible.  Contact an agent to find out about these benefits and discounts.  

Knowledgeable, experienced Agents Keeping you secure

We assess clients’ needs thoroughly.  We provide on-site assessments when necessary, and we review any insurance that clients have in place.  The assessments that we perform help us get senses for buildings’ construction, building sizes, building ages, updates that have been performed, and precautionary systems and items that have been installed.  Precautionary systems and items that we look for include alarms and sprinkler systems.

We’re proactive in all regards, so not only do we create solutions that mitigate every risk, but also we support clients.  We support clients by intervening in claims if necessary.  If we do intervene, we work with insurance companies in order to get clients what's deserved.

Contact us or give us a call today.  To start on a policy, request a quote.

Additional Commercial Property Insurance Information:

·        Commercial Property Insurance Information and Resources (The Insurance Information Institute (III))

·        Commercial Property Insurance Details and Resources (The National Association of Insurance Commissioners (NAIC))

·        Commercial Property Insurance Facts and Resources (Financial Web)

We’re proud to provide commercial property insurance in Woodland Park, Clifton, Fairfield, Wayne, Little Falls, and Parsippany, NJ.  We also serve other areas in the state and we serve all other states.